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Home > Business Banking > Cash Management Print-friendly version

Business VISA Check Card and ATM Card

Get the convenience of making purchases without having to write a check.  The Middlesex Savings Bank Business ATM Card/Check Card allows you to make purchases anywhere VISA® is accepted - in person, over the phone or online.  

Purchases are deducted automatically from your business checking account, and transaction activity will be itemized by cardholder on the monthly business checking account statement. 

Business VISA® Check Card and ATM Card Options:

Businesses have the flexibility of selecting a variety of transaction capabilities and daily purchase and withdrawal limits depending on their need:

ATM Card:  Offers ATM withdrawal, deposit, funds transfer, point-of-sale capabilities and account balance inquires.

ATM Card (Deposit Only):  This option allows the cardholder to deposit funds in an ATM.  There is no ATM withdrawal, transfer or account balance access.

Full Service VISA Check Card:  This fully featured card allows all of the capabilities of our ATM card, plus the added buying power of the VISA® symbol.  This card can be used at any merchant displaying the VISA® symbol for signature based or PIN based transactions.  Transactions are debited directly from the business checking account.  An itemized record of all cardholder activity will appear on the monthly business checking account statement.

Purchase Only VISA Check Card:  Cardholders are limited to using the card to make signature-based purchases only.  There are no ATM capabilities or POS transaction capabilities associated with this card.

Authorized Use and Daily Purchase Limits:
Each card can have access to a primary checking account and a secondary account.  Purchases will only be deducted from the primary checking account.  Daily purchase and ATM withdrawal limits can be established for each card.  The account access and daily limits are indicated on the application. 

Any authorized signer on a business checking account can complete a Business ATM Card/Check Card application.  Businesses can have up to four (4) cardholders.  Cardholders do not need to be authorized signers on the account.

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