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Get a Great Rate on Home Equity - Without the Restrictions.

Right now at Middlesex Savings Bank, we're offering a Home Equity Line of Credit unlike any other on the market.  For lines starting at just $20,000, you can get one of the very best rates in the market today - Prime minus 1.01%* - for life. 

To get a rate like that at any other bank, you would have to borrow as much as $200,000.  At Middlesex, all of our lines are available for the same great rate - Prime minus 1.01%.  And, all of our Home Equity Lines of Credit offer:

• No application costs
• No closing costs
• No annual fees
• No relationship requirements

Now you can get one of the best rates in Massachusetts on terms that make sense for you.  Click here to apply today!  Or, if you prefer, our Home Equity Specialists can take your application right over the phone by calling 1-877-INFO CTR.

Home Equity Loans

A Home Equity Loan from Middlesex Savings Bank is a great way to plan ahead for home improvements, summer vacations, or college tuition bills.  With fixed monthly payments, a Home Equity Loan assures you of the same payment each month as you take advantage of our competitive rates.

With terms of between 5 and 30 years, we have a loan that fits your needs.  And, at Middlesex Savings Bank all of our Home Equity Loans offer:

• No application costs
• No closing costs
• No annual fees
• No relationship requirements

Loans begin at $20,000, and the interest may even be tax deductible.  Click here to apply today!  Or, if you prefer, our Home Equity Specialists can take your application right over the phone by calling 1-877-INFO CTR.

Rates Effective July 23, 2008 - July 29, 2008
(unless otherwise indicated)

Home Equity Line of Credit

Product	APR	Term	Monthly Pmt/$1000
Prime-1.01% Line of Credit	4.50%	240 months	$3.82, interest only $25 Minimum payment Minimum APR 4.50%

Rates Effective July 23, 2008 - July 29, 2008
(unless otherwise indicated)

Home Equity Loans

Product	APR	Term	Monthly Pmt/$1000
5 Year Fixed Loan (0-60 months)	6.375%	5 Years	$19.51 principal and interest
10 Year Fixed Loan (61-120 months)	6.375%	10 Years	$11.29 principal and interest
15 Year Fixed Loan (121-180 months)	6.625%	15 Years	$8.78 principal and interest
20 Year Fixed Loan (181-240 months)	6.875%	20 Years	$7.68 principal and interest
25 Year Fixed Loan (241-300 months)	7.125%	25 Years	$7.15 principal and interest
30 Year Fixed Loan (301-360 months)	7.125%	30 Years	$6.74 principal and interest

*Home Equity Line of Credit Annual Percentage Rate (APR) is based on the Prime Rate as published in The Wall Street Journal and was 5.00% on 05/01/2008. APR will not exceed 18% and will not go below 4.50%.  Property insurance required. Owner occupancy required. See a tax advisor regarding deductibility of interest on both Loans and Lines of Credit. Prepayment penalty applies to lines of credit closed within 24 months.  Other terms and conditions apply. Rates subject to change at any time and are quoted assuming an 80% Loan-to-Value ratio.