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Mortgage Center

Everything you need to feel at home.

Whether you're buying your first home, trading up to a bigger one, or purchasing your second home, Middlesex Savings Bank is committed to helping open the door for you.  For nearly 170 years, we've provided a solid foundation for home buyers in Massachusetts with our wide range of flexible and innovative programs, competitive rates, and exceptional personal service.  It's why so many of our customers refer us to their friends and family and why you should consider letting us help you open the door to the home you want.

We make mortgages easy. 
Apply today in 10 minutes by calling 1-877-672-7654.

With so many mortgage programs and lenders available, it's difficult to know which one is right for you.  At Middlesex Savings Bank, we make mortgages easy with the best combination of:

  • Exceptional Service.  Year in and year out, Middlesex Savings Bank receives outstanding ratings for our customer satisfaction.  In fact, our mortgage customers consistently recommend us to their friends and family.
  • Flexible programs and features.  Whether you're looking to buy your first home, or move up to a bigger one, we have a flexible mortgage program to meet your needs.
  • Low rates and fees.  At Middlesex Savings Bank, our customers rely on us to provide exceptional mortgage value - with no hidden costs or surprises.

The key to the home you want.

Let our experience work for you. We have a team of committed, experienced lenders available to guide you through the entire mortgage process; from completing the application to the closing itself. We want to make the mortgage process as easy and convenient as possible.

Mortgage Products:
We have put together information to help you better understand our mortgage products and the options available to you:

Fixed Rates Mortgages (FRM):
A fixed rate mortgage offers the security of knowing that your interest rate will never change over the the life of the loan. This product offers many unique benefits.
Adjustable Rate Mortgages (ARM):
An adjustable rate mortgage offers a lower initial interest rate and lower monthly payments. Choose between a 3 year, 5 year or 7 year adjustment period with low lifetime caps.
First Time Home Buyer Program:
We have fixed and adjustable rate mortgage products designed exclusively for first-time homebuyers.  Find out more about the many benefits of this program.
Construction Lending Program:
Our unique construction-to-permanent mortgage programs offer many conveniences and cost-effective features.
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