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Home > Personal Banking Print-friendly version

Certificate of Deposit Accounts (CDs)

Our Certificates of Deposit help you invest your money for a long term goal and earn an attractive rate of interest.

If you want to invest money for a long term goal, such as a college education, a new home or retirement, consider a Middlesex Savings Bank CD account. It will earn an attractive rate of interest, a guaranteed return, and your money will be fully insured.

For more information, or to open an account, visit one of our 25 convenient banking locations or call 1-877-INFO CTR (1-877-463-6287).

Our current interest rates are below:

Rates Effective October 8, 2008 - October 14, 2008
(unless otherwise indicated)

Certificates of Deposit Accounts
Length of Certificate Interest Rate APY* Min Deposit
(to open account)
Min Balance
(to obtain APY)
3-5 months 2.40% 2.43% $250.00 $10.00

6-11 months 2.90% 2.94% $250.00 $10.00

12-23 months 3.30% 3.35% $250.00 $10.00

24-35 months 3.50% 3.56% $250.00 $10.00

36-47 months 3.50% 3.56% $250.00 $10.00

48-59 months 3.50% 3.56% $250.00 $10.00

60-71 months 3.50% 3.56% $250.00 $10.00

*Annual Percentage Yield

Key Features:

  • $250.00 minimum balance required to open and $10 to earn stated APY
  • Interest is compounded and paid monthly and may be withdrawn without penalty.
  • Fully insured deposits.
  • Other terms and conditions may apply.

Services Charges:

  • Penalties apply for early withdrawal.


All of our deposits are insured in full by a combination of insurance provided by the FDIC and DIF. See your combined disclosure book for complete FDIC and DIF insurance coverage information. 

Rates are subject to change.

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