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Save for your retirement and enjoy the flexibility of a fixed or adjustable rate account.
Our current interest rates are below:
Rates Effective
October 8, 2008
- October 14, 2008
(unless otherwise indicated)
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| Length of Certificate |
Interest Rate |
APY* |
Min Deposit (to open account) |
Min Balance (to obtain APY) |
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| 3-5 months |
2.40% |
2.43% |
$250.00 |
$10.00 |
|
| 6-11 months |
2.90% |
2.94% |
$250.00 |
$10.00 |
|
| 12-23 months |
3.30% |
3.35% |
$250.00 |
$10.00 |
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| 24-35 months |
3.50% |
3.56% |
$250.00 |
$10.00 |
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| 36-47 months |
3.50% |
3.56% |
$250.00 |
$10.00 |
|
| 48-59 months |
3.50% |
3.56% |
$250.00 |
$10.00 |
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| 60-71 months |
3.50% |
3.56% |
$250.00 |
$10.00 |
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| 12-18 months - adjustable rate |
3.30% |
3.35% |
$10.00 |
$10.00 |
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*Annual Percentage Yield
Key Features:
- $250.00 minimum balance required to open and maintain a fixed rate account
- $10.00 minimum balance required to open and maintain a adjustable rate account
- Competitive interest rates
- Interest is compounded and paid monthly
- Flexible payment options for customers taking distributions
- Adjustable rate terms from 12 to 18 months
- Fixed rate terms from 3 to 71 months
- Withdrawal without penalty for participants age 59 1/2 or older
- Traditional and Roth IRAs available
- Fully insured deposits
Services Charges:
- Yearly Maintenance Fee: $10.00
- Penalties apply for early withdrawal
- Up to two yearly maintenance fees waived with Freedom Gold Checking Account
All of our deposits are insured in full by a combination of insurance provided by the FDIC and DIF. See your combined disclosure book for complete FDIC and DIF insurance coverage information.
Rates are subject to change.
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